Relevant to: faculty, staff, and students
This article contains information considered accurate at the time of publishing. Technology updates, changes in University security practices, policies and procedures may effect the information in this article - updates to articles are scheduled on a periodic basis and will address any required changes.
Introduction
Graduate PLUS Loan counseling is an entrance counseling session required for all first time Graduate PLUS Loan borrowers. It is designed to educate borrowers about:
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Your rights and responsibilities as a loan recipient
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How interest accrues on your loan
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Repayment options and time lines
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Managing loan debt responsibly
This counseling ensures that you understand the terms of your loan and are prepared to repay it after you leave school or drop below half time enrollment
How to Complete the Counseling Form
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Visit StudentAid.gov to begin your Graduate PLUS Entrance Counseling. You will need your FSA ID to log in.
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If you have borrowed previously, you may only need to complete certain sections; first-time borrowers must complete all required modules.
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The modules typically include:
- Understanding how graduate loans work
- Responsibilities for repayment
- Loan disbursement and billing procedures
- Consequences of default or delinquency