Loan Exit Counseling

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Relevant to: faculty, staff, and students

This article contains information considered accurate at the time of publishing. Technology updates, changes in University security practices, policies and procedures may effect the information in this article - updates to articles are scheduled on a periodic basis and will address any required changes.

Introduction

The following article presents students with information on how to satisfy their exit loan requirements regarding their financial aid

Exit Counseling

Exit loan counseling is a mandatory process for federal student loan borrowers that helps them understand their repayment obligations and options after leaving school.

Loan repayment for Federal Direct Stafford loans begins six months after a student ceases to be enrolled at least half-time, based upon the official end date of the last term.  Currently, we show you have previously accepted student loans and are either no longer enrolled at least half-time or you have a graduation date assigned to one of your previous degrees.  If you are currently enrolled or will be enrolling in the next scheduled term at Empire State University for at least half-time attendance, you can disregard this request.  

Exit Counseling | Federal Student Aid

Student Loan Counseling

If you would like to access free, unbiased, and honest student loan counseling for New Yorkers, we encourage you to visit edcapny for tools and resources for borrowers, including one-on-one counseling sessions.

 

Details

Details

Article ID: 11351
Created
Wed 11/5/25 3:08 PM
Modified
Wed 2/25/26 3:19 PM